USDA home loan eligibility for rural and small-town buyers
Sources
Plain answer
Every stop on the route is checked against USDA Rural Development's own program pages and handbook, plus HUD and CFPB consumer guidance.
Last reviewed against the primary sources listed below.
Not a government website
We link to USDA so you can read the rules at the source. We are not affiliated with USDA.
Straight from USDA and others
- USDA Rural Development: Single Family Housing Guaranteed Loan Program
- USDA Rural Development: Single Family Housing Direct Home Loans
- USDA Income and Property Eligibility site
- USDA HB-1-3555 Guaranteed Loan Technical Handbook
- USDA Rural Development: State offices
- HUD: Find a HUD-approved housing counselor
- CFPB: Buying a house, tools and resources